Your Money’s Journey: Understanding Wells Fargo’s Routing Numbers

 

Routing numbers are just like ifsc code used in India for identifying the bank ( branch name ). It is a 9-digit numeric code sometimes called RTN or ABA routing number etc. is used to transfer money from one banking account to another.

Wells Fargo is a US-based banking company that was established in 1929.

 

Routing numbers: Wells Fargo

 

There are two types of wells fargo routing number depending upon the type of fund transfer that are wire( instant) or ACH ( through clearing house may take few days): 

 

  1. Wells Fargo routing number for wire transfer. ( which is unique)

i.e. 121000248 for domestic as well as international wire transfers but in case of international transfers you also need to know the swift code which is ‘ WFBIUS6S’

  1. Wells Fargo routing numbers for ACH transfers. ( varies from state to state) some examples are described below:
    • Wells Fargo routing number in New Jersey is 021200025.
    • Wells Fargo California routing number is 121042882
    • For north California is 053000219
    • RTN for New York is 026012881
    • Wells Fargo Washington 125008547.
    • Wells Fargo’s routing number for Florida is 063107513
    • For Alaska 125200057
    • For Virginia number is 051400549

 

What are the Wells Fargo routing numbers used for?

 

The routing numbers are widely used to facilitate any of the following facilities provided by banks like

 

  • For direct deposit in an account 
  • For setting up an account to automatically pay your monthly bills.
  • For wire or ACH transfer from bank to bank in the US.
  • To deposit salary or pension in your bank account.
  • For pay in check.

 

How to get your bank routing number?

 

As we see the Wells Fargo routing numbers are used for basic bank transfers and frequently used for many banking facilities so you need to know where you can get your bank routing number.

 

  • Through online net banking or mobile banking login.
  • Written on the lower left corner of the cheque.
  • Online official website of the Federal Reserve.
  • On your passbook front page or your bank statement
  • By visiting your bank and asking for assistance regarding the number.

 

There is also confusion as to which routing number is used for our desired transaction because banks have many routing numbers like for wire and ACH for deposits etc. But the numbers are never shared by one bank to another; they are unique for every bank. So you must be careful to choose an appropriate Wells Fargo routing number.

 

Conclusion 

 

Wells Fargo routing numbers are used to identify banks or financial institutions in the US and provide an easy and cheap way to transfer money from one account to another. 

You can get plenty of such informative content on accountiod so plan your visit to the site.

 

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